Terms & Conditions
Please read these Terms and Conditions of Use (“TOU”) carefully. You must agree to these TOU before you are permitted to use any Bey International SA (“the Company”), doing business as Anna Bey digital or downloadable resources, online course, one on one or group coaching, class, program, workshop, or training, or enter any online private forums operated by Bey International SA (for any purpose), whether on a
website hosted by Bey International SA or a third-party website such as an online course platform or facebook.com or The A-List Private Members' Clu (collectively “the Program”).

If you do not agree with these TOU, you may not use the Program. As used in these TOU, the term “Releasees” is defined to include the following: (i) Bey International SA, its subsidiaries, affiliated companies, owners, members, managers, directors, officers, past and present employees, agents, contractors, coaches, representatives, successors and assigns (collectively “the Company”); (ii) any Company volunteers.

1. The Program

a.You will receive as part of this online, self-paced Program:
i. Downloadable and online Materials;
ii. Private and exclusive members’ club community group

2. Participants

This Program is intended and only suitable for individuals aged 18 and above. Some of the content in this Program may not be appropriate for children. Company hereby disclaims all liability for use by individuals under the age of 18.

3. Payment

You agree to the following payment schedule: 

PAY IN FULL AT TIME OF SALE: Upon registering for this program, you agree to payment at a special rate of $297 for a one-year membership for a limited time period. This rate will remain so long you renew your membership consecutively.
There is no cancellation period and all sales are final with no refund.

If paying by debit card or credit card, you give us permission to automatically charge your credit or debit card for all fees and charges due and payable to Company, without any additional authorization, for which you will receive an electronic receipt. You also agree that Company is authorized to share any payment information and instructions required to complete the payment transactions with its third-party payment service providers (e.g., credit card transaction processing, merchant settlement, and related services).
In the event that payment is not received by the date due, the Program will not continue and we reserve the right to terminate your access to the Program and all Content immediately and permanently.

4. Refunds

Because of the extensive time, effort, preparation and care that goes into creating and providing the Program, the Company has a no refund policy. Unless otherwise provided by law, you acknowledge that we do not offer refunds for any portion of your payment for any of our Program and no refunds will be provided to you. By using and/or purchasing our Program, you understand and agree that all sales are final, and no refunds will be provided. Since we have a clear and explicit No Refund Policy in this Agreement that you have agre
ed to prior to completing the purchase of the Program, we do not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company or payment processor. If an abusive chargeback is placed on a purchase or we receive an abusive chargeback threat during or after your purchase, we reserve
the right within the limits of applicable law to report the incident to the competent authorities and credit reporting agencies.

5. Intellectual Property Rights

a. Ownership of the


The words, videos, voice and sound recordings, training materials, design, layout, graphics, photos, images, information, materials, documents, data, databases and all other information and intellectual property accessible on or through the Company website, any third-party website the Company may use to distribute or host the Program, and contained in e-mails sent to you by the Company, as well as the look and feel of all of the foregoing (“the Content”) is property of the Company and/or our affiliates or licensors, unless otherwise noted, and it is protected by copyright, trademark, and other intellectual property laws.

b. The Company’s Limited License to You:

If you view, or access any Program or any of the Content, you will be considered our Licensee. For the avoidance of doubt, you are granted a revocable, non-transferable license for personal, non-commercial use only, limited to you only.
This means you may view, download, print, email and use one copy of individual pages
of the Program and Content for your own personal educational purposes only. You may not republish, reproduce, duplicate, copy, sell, display, disclose, or distribute electronically, the Program or Content to others or any other third party, or otherwise use any material from the Program or Content for commercial purposes either for free or in any way that earns you or any third-party money (other than by applying the content generally in your own life or business for your own personal development). By downloading, printing, or otherwise using the Program or Content for personal use you in no way assume any ownership rights of the Content–it is still Company property. Each purchase is intended for the sole use of one student only. Any unauthorized use of any materials found in the Program or Content shall constitute infringement, and your
access to the Program will be canceled with no refund.
You must receive our written permission before using any of the Program or Content for your own commercial use or before sharing with others. The trademarks and logos displayed on the Program or Content are trademarks belonging to the Company, unless otherwise indicated. Any use including framing,
metatags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our written permission. All rights not expressly granted in these terms or any express written license, are reserved by us.

c. Unauthorized Use

Your use of any materials found in the Program or Content other than that expressly authorized in this agreement or by a separate written assignment, is not permitted (“Unauthorized Use”). You agree to pay liquidated damages of five (5) times the total fees paid for the Program in the event of your Unauthorized Use, or a minimum of $5,000, in addition to any legal or equitable remedies the Company may be entitled to pursue. You agree that any violation or threatened violation of the Intellectual Property Rights terms in this Agreement would cause irreparable injury to The Company that may not be adequately compensated by damages, entitling the Company to obtain injunctive relief, without bond, in addition to all legal remedies.

d. Your License to the Company; Use in Testimonials and Marketing.

By posting or submitting any material during the Program such as comments, posts, photos, designs, graphics, images or videos or other contributions, you are representing to us that you are the owner of all such materials, and you are at least 18 years old.
The Company may request your consent to use your identifiable likeness (including your name or screen name), comments, posts, photos, images, videos or other contributions created by you (collectively, “Your Material”), for any purposes, including commercial purposes such as advertising. This right includes granting us proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you. 
You understand that if your comments are not personally attributed or if you gave consent, we have the right but not the obligation to use Your Material and that we may cease the use of Your Material on our Site or in our Content at any time for any reason.
You also consent to photographs, videos, and/or audio recordings, including teleconference calls, webinars, or other communications, that may be made by the Company during the Program that may contain you, your voice and/or your likeness. The Company may request your consent to the Company’s use, display, distribution or other publication of these photographs, videos, and or/audio recordings and/or any other materials submitted by you to the Company or created by the Company in connection with your participation in any Program. If you grant such consent, you agree that the Company, and anyone authorized by the Company, is granted the right, without any compensation to you unless otherwise specified in writing, to use your likeness and identify you as the author and individual depicted in any comments, posts,
photos, images, videos or other contributions created by you or the Company, or by name, email address, or screen name, for any purposes, including commercial purposes and advertising. You acknowledge that we have the right but not the obligation to use any contributions from you and that we may elect to cease the use of any such contributions in the Program or in our Content at any time for any reason.

e. Request for Permission to Use the Content
If you wish to use any of the Content, or any other intellectual property or property belonging to us, you should request permission in writing BEFORE you use the Content by sending an e-mail to team@annabey.com. If you are granted permission by the Company, you agree to use the specific Content
that the Company allows and only in the ways for which the Company has given you its written permission. If you choose to use the Content in ways that the Company does not specifically give you written permission, you agree now that you will be treated as if you had copied, duplicated and/or stolen such Content from us, and you consent to immediately stop using such Content and to take whatever actions as we may request
and by the methods and in the time frame that we prescribe to protect our intellectual property and ownership rights in the Program and Content.

6. Your Conduct in the Program; Confidentiality

Please choose carefully the Materials that you upload to, submit to, or embed on any
website operated by the Company and any third-party forums operated by the Company. Any material you post on the Company’s website or in any third-party forums operated by the Company may become public.
Company agrees to keep all information about our relationship strictly confidential except in very rare circumstances where disclosure is required by law, for example when a court might issue a subpoena for the file or information, or if you threaten to harm yourself, or others. You acknowledge that our communications are not covered by any doctor-patient privilege or other privilege.
You agree to keep all information you learn about other Program participants, their business, or clients (as applicable), strictly confidential except in very rare circumstances where disclosure is required by law.
You are responsible for your Material and for any liability that may result from the material you post. You participate, comment, and post material at your own risk. Any communication by you on the Company’s website and any third-party forums operated by the Company, whether by leaving a comment, participating in a chat, public or private forum, or other interactive service, must be respectful. You may not communicate or submit any content or material that is abusive, vulgar, threatening, harassing, knowingly false, defamatory or obscene or otherwise in violation of any law or the rights of others. You agree to post comments or other material only one time. You are strictly forbidden from the following:

• Harassing, fighting with, or being disrespectful to other participants
• Causing damage to any Company website or third-party forums operated by the Company
• Using any Company website or third-party forums operated by the Company for
any unlawful, illegal, fraudulent or harmful purpose or activity
• Using any Company website or third-party forums operated by the Company to copy, store, host, transmit, send, use, publish or distribute any spyware, virus, worm,
Trojan horse, keystroke logger or other malicious software
• Using any Company website or third-party forums operated by the Company to transmit, send or deliver unsolicited communications or for other marketing or
advertising purposes
• Systematically or automatically collecting data from any Company website or third-party forums operated by the Company
• Sharing private and proprietary information from the Program with anyone else
• Violating the rules posted in any private forum, whether hosted by Company or
on a third-party site such as Facebook.com

We have also posted separate rules regarding your behavior in the area entitled “RULES” of any online community or forum, whether hosted on the Company’s website or a third-party website such as facebook.com or The A-List Private Members’ Club, which may be updated from time to time under “Orientation”. You agree that you are bound by those rules and they are expressly incorporated into these TOU. If, in Company’s sole discretion your conduct violates these TOU in any way, You agree that the Company may immediately and permanently terminate your access and participation in the Program and Content, and remove You from the private group or other third-party forums operated by the Company, without refund.
The Company, in its discretion, may delete or modify, in whole or part, any post,
comment or submission to the Company’s and any third-party forums operated by the Company. The Company does not, however, have any obligation to monitor posts, comments, or material submitted by third parties. The Company neither endorses nor makes any representations as to the truthfulness or validity of any third-party posts, comments, or material on the Company website or any third-party forums operated by
the Company. The Company shall not be responsible or liable for any loss or damage
caused by third-party posts, comments, or materials on the Company website and any third-party forums operated by the Company.

7. Username and Password

To access certain features of the Program, including any private membership areas, you may need a username and password. You agree to keep your username and password confidential. During the registration process for any service or product, you agree to provide true, accurate, current and complete information about yourself. If the Company has reasonable grounds to suspect that you have provided false information, shared your username and password with anyone else (i.e. excessive login
attempts), or forwarded any non-public material from the Program to any other person,
the Company has the right to suspend or terminate your account and refuse any and all current or future use of the Program or any Content, in whole or part, without refund.
Any personally identifiable information you provide as part of the registration process is
governed by the terms of the Company’s website Privacy Policy.

8. Termination

The Company may terminate your participation in the Program at any time, without refund, if you breach any part of these TOU. In the event of cancellation or termination, you are no longer authorized to access the part of the Program or Content affected by such cancellation or termination. The restrictions imposed on you in these TOU with respect to the Program and its Content will still apply now and in the future, even after termination by you or the Company.

9. Personal Responsibility, Assumption of Risk, Release, Disclaimers

a. You acknowledge, within the maximum limits of applicable law, that, by engaging with the Company for the Program, you voluntarily are participating in the Program and You assume an element of inherent risk, and knowingly and freely assume all risk and responsibility for injuries to any persons or damages to any property, and release, covenant not to sue, and hold Releasees harmless for any and all liability to
you, your personal representatives, as signs, heirs and next of kin, for any and all claims, causes of action, obligations, lawsuits, charges, complaints, controversies, damages, costs or expenses of whatsoever kind, nature, or description, whether direct or indirect, in law or in equity, in contract or in tort, or otherwise, whether known or unknown, arising out of or connected with your participation in the Program, whether or not caused by the active or passive negligence of the Releasees. This release is not intended as an attempted release of claims of gross negligence or intentional acts by the Releasees. In the event that the release and hold harmless provision is held unenforceable for any reason, you agree to limit any damages claimed to the total paid to the Company for the Program except in the instances of willful misconduct and gross negligence.

b. Your participation in the Program does not establish a doctor-patient or counseling relationship of any kind between you, the Company, or anyone providing coaching services on behalf of the Company.

c.The Program and Content provides information and education only, and does not provide any financial, legal, medical, employment, or psychological services or advice. None of the Program or Content prevents, cures or treats any mental or medical condition. The Program and Content is not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, financial advisor, or medical professional. You are responsible for your own financial, legal, physical, mental and emotional well-being, decisions, choices, actions and results. You should consult with a professional if you have specific questions about your own unique situation. The Company disclaims any liability for your reliance on any opinions or advice contained in the Program.

d. Earnings and Results Disclaimer. You agree that Company has not made and does not make any representations about the earnings or results you may receive as a result of your participation in the Program. The Company cannot and does not guarantee that you will achieve any particular result or earnings from your use of the Program, and you understand that results and earnings differ for each individual.

e. Any links to third-party products, services, or sites are subject to separate terms and conditions. The Company is not responsible for or liable for any content on or actions taken by such third-party company or website. Although the Company may recommend third-party sites, products or services, it is your responsibility to fully research such third parties before entering into any transaction or relationship with them.

f. The Company tries to ensure that the availability and delivery of the Program
and Content is uninterrupted and error-free. However, the Company cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or updates, although, of course, we will try to limit the frequency and duration of suspension or restriction.



10. Security
Security for all personally identifiable information is extremely important to us. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, The Company cannot ensure or warrant the security of any information you transmit via the internet. By transmitting any such information to the Company, you accept that you do so at
your own risk.

11. Legal Disputes

These TOU shall be governed by and construed in accordance with the laws of Switzerland, excluding its conflict of laws principles. The exclusive place of jurisdiction pertaining to any case or controversy arising from or relating to these TOU is Geneva, Switzerland. The first step of dispute process is to attend preliminary
mediation. The prevailing party in any dispute between the parties arising out of or related to these
TOU, whether resolved by negotiation, mediation, or litigation, shall be entitled to recover its attorneys’ fees and costs from the other party.

12. Users Outside Switzerland

The Company controls and operates the Program from offices in Switzerland. The Company does not represent that materials on the Program are appropriate or available for use in other locations. People who choose to access the Program from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

13. Indemnification

You agree to defend, indemnify, release, and hold harmless the Company and any directors, officers, agents, contractors, partners, assigns, successors-in-interest and its and their employees from and against any and all claims, damages, obligations, losses, liabilities, costs, debt and expenses (including but not limited to attorney’s fees) arising from or in connection with: 

(i) your use of the Program or Content in violation of these TOU, 
(ii) any breach by you of these TOU or any representation and warranty made by you herein, 
(iii) any comment, post, or material you submit to the Company’s website or any third-party forum or website operated by the Company, 
(iv) your use of materials or features available on the Program or Content (except to the extent a claim is based upon infringement of a third-party right by materials created by the Company) or 
(v) a violation by you of applicable law or any agreement or terms with a third party to
which you are subject, to the limitation of the application of the law.

14. Force Majeure

The Company shall not be deemed in breach of this Agreement if Company is unable to provide all of the Program or any portion thereof by reason of fire, earthquake, labor dispute, act of God or public enemy, epidemic, pandemic, death, illness or incapacity of the Company or any local, state, federal, national or international law, governmental order or regulation or any other event beyond Company’s control (collectively, “Force Majeure Event”). Upon occurrence of any Force Majeure Event, the Company shall give notice to you of its inability to perform or of delay in completing the Program and shall propose revisions to the schedule for completion of the Program or other accommodations, or may terminate this Agreement.

15. General Provisions

This Agreement, including our Privacy and Cookie Policies which are incorporated herein, constitutes the entire agreement between the parties, and reflects a complete understanding of the parties with respect to the subject matter. If any provision of this Agreement is held invalid or unenforceable, the remainder of this Agreement will remain in full force and the invalid or unenforceable provision will be replaced by a valid or enforceable provision. This agreement supersedes all prior written and oral representations. If you do not agree with these TOU, do not purchase or us e the Program or Content.

16. The A-List Rules 

We look forward to all the wonderful conversations and friendships that will be made in our private members' club, and like in a private all clubs, there are a few rules and codes of conduct we MUST uphold to make this space safe and fun for everyone...

1a. Be polite and respectful at all times. Even when you disagree with someone else. Actually, especially when you disagree with someone else! If you feel "triggered", ask yourself why first, as we practice emotional maturity here and don't blame or attack others. That's when discussions can become heated, and it becomes uncomfortable for everyone there, and our team has to step in and delete or remove comments, posts...or members.
Remember, this club is for ladies of all cultures, races, faiths, beliefs, and adult ages. There will be many here that are of a different point of view than you on some things. We specifically do NOT discuss politics, “social justice” topics, polarizing public figures, or pass judgments on religions, as these conversations never go well.
1b. Go into Guides & Travel and read Anna Bey's Guide: Online Etiquette before you post or comment. It's a super-quick read that will get you off to successful online socializing, and help keep your online conversations elegant! And while we are pretty open to all conversations, we do reserve the right to remove any comments, posts, or content that devalues the group experience. We keep our standards high in the club.
And remember to report any comments, posts, or DMs you may receive that are breaking the rules, are really inappropriate, bullying, attempting to hijack the conversation into another direction, or are an attempt to discredit or supplant our founder Anna Bey, whether overtly or passive-aggressively. Staying on topic is necessary, as are respecting the group values. (Please read our Positioning Statement).

1c. Don't break the trust of the club's privacy. When we are socializing with each other here in the club, we may get a little vulnerable and share some issues that are hampering our lifestyle and networking success for a bit of moral support from the others...and what gets shared may be kind of personal. Screenshotting and posting on other forums is prohibited and will result in your immediate removal with no refund, and other possible consequences. We have a zero tolerance policy on this. 

2. Include a luxurious picture with your post. Let's keep our club a beautiful place with gorgeous Discussion Lounges (currently called “Topics”....but we're changing the name as soon as we're able!). One of the ways we improve our environments is to surround ourselves with beauty and luxury. And when we're online in our club, that would be right here. So please use only elegant and aspirational photos! We do reserve the right to swap out your post’s photo if it’s not aligned with the club’s luxury mandate.

3a. No promotional activity, links to promotional activity, links to other coaches in Anna's niche, fundraising posts etc. without prior approval. This is not the place to try and solicit other ladies to join your MLM downline, promote your business, promote your friends' businesses, phish for customers/clients, recruit, or in any way leverage this group’s membership roster to specifically improve your own ventures. This includes asking other members to split the cost of any educational material or courses.

3b. NO recruiting, selling, promotional activity or "bait and switch" tactics during Events. One of the privileges of being an A-Lister is the ability to organize and run your own real-life and Zoom events with other A-Listers, to socialize and network with each other in-person or virtually. These events are for socializing and networking, and no selling, recruiting, or promoting of anything is permitted.

Organizing Events is only allowed for SOCIALIZING and to connect with other women. Events are not meant to create educational meetings, where you teach/coach others on any given subject, no selling, offer services etc in the events. If your Event is deemed to be not strictly for socializing, it will be removed.  

If any member attempts to create an Event for any prohibited reason and/or switch it to something prohibited, they will be removed from the group with no refund. Please always report any member who does this at an event, or is DMing you to solicit or recruit you for any reason.

3c. If you do have something really high-end or luxury-aspirational that the other ladies might like to hear about, reach out to a Host or Moderator and let's talk about it. We may even feature you in an interview, an article, or ask you to participate or in (or host!) a Zoom party! And feel free to share your specialized knowledge with the other ladies in the club--that's what we're all here for!

4. You don't have to use your real name if you don't want to. This isn't Facebook, and no one can try and cause trouble for you for using an alias. You may only choose to reveal who you are to the ladies whom you reach out to directly. Or you may be fine with your real name being beside any comment or post that you make. Screenshots may happen, (even though we expressly don't allow it), and while we have made our club as safe and secure as possible, it's still online. Only you can judge what's best for you!

5. This is a socializing and networking club for making real connections. The club is an entirely different experience than one of Anna's courses, where the students have their own Study Groups to learn and help each other with their coursework on a separate platform. This club is not intended as a discussion area of Anna's courses, it's to meet up with like-minded ladies! (You'll get plenty of advance notice as a club member when we do release courses).

6. While we are supportive, this club is not a substitute for medical or legal intervention, or emotional therapy. We get it--sometimes, you feel so comfortable in a group that it feels like a substitute for professional help. And for small things, it kind of can be :) However, you should never put yourself in dire situations through avoidance of professional help, interventions, or therapy. We want to see you living a wonderful life!

7. We reserve the right to remove anyone breaking the rules at anytime and without refund. We are committed to making The A-List a truly exceptional social experience for our members. We also know that a few bad apples can spoil it for the rest. Therefore, we are committed to removing members that try to create unpleasant drama within club or your DMs (please remember to report if you get DMs trying to bully or solicit you). This is a club for likeminded ladies, not scrappy or condescending mean girls or trolls.

8. We can make any changes to anything at any time. We are building this club together, and we might find that some formats, events, and content are just working better than others! Or maybe something occurred that needs a new rule to go smoothly. If so, we have the right to change things up and add or remove previous things so that this club remains a great place for our members.
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